So you've decided to buy a house in Brisbane. Buying a home is an exciting journey, and Brisbane is the best city in which to do so. However, if you are new to the market and want to discuss your financing options with a local mortgage broker, you can do so. North Brisbane Home Loans is an award-winning mortgage broker that has been assisting first-time home...
Did you know there are 97 banks in Australia that serve over 18 million customers? Who should you choose for your home loan when there are so many options and so much competition? We've compiled a list of some of Australia's largest and best banks for home loans.
When it comes to saving for a down payment on a home, every little bit counts. Here are some tips to help you save more money so you can buy your first home sooner. If you need assistance in determining your savings goal, the North Brisbane Home Loans team can assist you in determining how much of a deposit you will need to obtain a home loan.
What happens now that you’ve found your dream home and want to make an offer? If you’re like many homebuyers, you may be unsure of how to make a strategic and appealing offer to the seller. Here are our top 5 tips for negotiating the best price when making an offer on a house.
If you are considering applying for a mortgage pre-approval, you may be wondering how to get pre-approved for a home loan and how long does pre-approval take. Your mortgage pre-approval will be a simple process with the assistance of an experienced mortgage broker in Brisbane. Lenders vary from a few hours to two weeks, so it is best to start the process as ...
Would you like to learn more about the Brisbane First Home Owners Grant? This year, the Queensland government is doubling the amount of grants available to assist Queenslanders in purchasing their own home. When it began on July 1, 2000, the Grant was worth $7,000 per year. It reached a peak of $21,000 before settling at $15,000. This figure is likely to rem...
Refinancing is an option if you already have a mortgage and want to access more funds. When refinancing your home loan, the first question you’ll likely have is who you can borrow from and how much you can borrow. Knowing your borrowing capacity is essential for calculating how much equity you can access when refinancing. So, how do you compute your borrowin...
You might be wondering if you can use your super to purchase a home. Yes, you can use your superannuation to buy a house if you are a first-time home buyer, property investor, retiree, or over the age of 65 and have a superannuation account with a traditional super fund or a self-managed super fund (SMSF). If you want to use your superannuation, you can obta...
Using a mortgage broker as a first home buyer, can save you time, money, and a lot of stress (in the short-term and the long-term). If you’re a first time home buyer in Brisbane, your search for a great home loan has come to an end. To get started, visit the North Brisbane Home Loans website right away!
Do you want to buy a house but aren't sure if you should get a home loan pre-approval? Simply put, a mortgage pre approval is a loan pre approval that confirms the amount of money your lender will lend you for your mortgage. Having a pre-approved mortgage gives you peace of mind when looking for a home. Instead of risking heartbreak by extending your finance...