There are several ways to find the best term insurance policy. You can ask current customers about their experiences with a particular insurance company. One can also read online reviews to know more about the companies and their products. You should choose a policy that offers excellent customer service. In addition to customer satisfaction, the insurance company you choose should offer benefits that you appreciate. Some examples of such benefits include the option of regular income payment, accidental death benefit, critical illness coverage, and waiver of premiums.